Download our app from Play Store. Open the app and enter your registered phone number and password. If you're new, register with your phone number to create an account.

Digital gold and silver are electronic forms of physical gold and silver. You can buy, sell, and hold them digitally. The physical metal is securely stored in insured vaults on your behalf.

Choose a savings scheme based on your budget and preference. Make regular payments as per the plan. Upon completion, you can redeem the scheme for physical gold jewellery or coins at our store.

To withdraw your digital gold investment, you need to visit our physical store. Present your app with investment details and valid ID proof to claim physical gold or get the equivalent amount transferred to your bank account.

Scheme payments can be made through online payment methods only (credit/debit cards, net banking, UPI). You'll receive payment reminders before each due date via app notifications and SMS.

No, scheme redemption requires physical store visit. Upon scheme completion, visit our store with your app and valid ID proof to select jewellery or claim gold coins. Our staff will assist you with the redemption process.

We accept only online payment methods: credit cards, debit cards, net banking, and UPI. No cash payments or wallet payments are accepted through the app. All transactions are secure and encrypted.

For store visits (redemption or withdrawal), bring: 1) Your smartphone with Aishwaryam Gold Loan app, 2) Valid government photo ID (Aadhaar, PAN), 3) Payment receipts if available.